Today marks 114 years of celebrating March 8th as International Women’s Day! The day focuses public attention on longstanding inequalities while also promoting progress.

Instant payments are set to become more prevalent across Europe, with the first implementation of the new Instant Payment Regulation now in effect. While this is only the first phase, it marks a significant step that can drive innovation for PSPs.

We’ve got some exciting news here at Yapily: Adyen, one of Europe’s leading financial technology companies, has started using our account information services (AIS) to power their merchant services.

Explore how open banking APIs transform financial services by enabling seamless, secure access to banking data and payments. Learn how to choose the right API, discover key features like coverage, payment capabilities, and reliability, and see how Yapily’s API supports businesses like Juni and Kolleno.

Open Banking Limited (OBL) has unveiled the latest version of the UK’s Open Banking Standard, marking the first major update since 2018. This latest release, Version 4.0, introduces critical mandatory updates to the security profile, alignment with international messaging standards ISO 20022, and offers several optional enhancements aimed at improving the efficiency and accuracy of financial transactions.

PSD2 was introduced five years ago…but there’s been inconsistent application by national regulators and governments across Europe. To ensure open banking thrives, we’ve submitted six baseline requirements for the European Commission to consider when updating regulation.

In building our new product, Virtual Accounts, our engineers had to solve one of the most well-known pain points with open banking payments: how to provide real-time payment settlement notifications. Learn more.

2020 marked a milestone for open banking in the UK with over one million users adopting products and services powered by open banking. With services now in mainstream consumer use, how are the bank’s APIs that underpin the ecosystem actually performing?

Open banking is transforming financial services and Yapily is on a mission to provide the greatest coverage across Europe and beyond. This week we focus on our integrations with Germany!