Payments infrastructure that drives growth

Offer a powerful, modern payment method that cuts costs, boosts conversion, and puts you ahead of the competition.

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Stop letting outdated payment methods hold you back

Offer lower transaction costs

Eliminate high card network fees with direct account-to-account payments, delivering fixed, low transaction costs even at high volumes.

Boost conversions

Give customers a lightning-fast checkout experience without manual card entry — a seamless flow proven to lift conversion rates.

Streamline Compliance

Onboard merchants in minutes with automated, real-time account checks that unlock revenue sooner and cut operational overhead.

Deliver instant settlement

Help merchants improve cash flow and build customer trust with funds that settle in seconds, not days.

Scale with confidence

Our direct-to-bank APIs are built for high-volume transactions, ensuring minimal failures and maximum uptime when it matters most.

Bank-grade security

Leverage bank-grade SCA on every transaction to cut fraud losses and remove the risk of storing sensitive card data.

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Offer Pay by Bank

Offer instant, secure payments directly from a customer's bank account. No friction, no dropped baskets, just higher conversion and happy merchants.

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Onboard merchants in minutes

Forget slow, manual KYB checks that frustrate merchants. Use open banking data to verify account ownership and business identity instantly, getting your merchants live and transacting in record time.

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Your strategic partner in payments

Own the payment experience

Embed our white-label payment API directly into your branded user experience. This allows you to build trust, enhance customer loyalty, and drive higher conversion by keeping your brand front and centre.

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Serve B2B and B2C

Connect to over 2,000 banks and institutions across 19 countries in Europe through a single, robust integration. Our extensive consumer and business accounts coverage is rigorously tested to ensure reliability for your business clients.

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Best-in-class developer experience

Get to production faster with clear documentation, ready-made tools, and dedicated support. A single integration for both payments and data saves your developer resources and reduces technical debt.

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Key products for your open banking-powered solution

Yapily Payments

Add Pay by Bank to your payment portfolio for an instant, low-cost, and secure alternative to cards that eliminates chargebacks.

Validate

Power smarter, faster onboarding and credit decisions with direct access to real-time financial data.

Yapily Connect

Go to market faster. Leverage our license to offer open banking services without the regulatory overhead.

Variable recurring payments

Support me-to-me transfers and sweeping payments to simplify financial management and improve control.

Recent articles

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10 reasons PSPs should adopt open banking

Open banking is transforming the payment landscape for consumers and businesses. But how do Payment Service Providers, the key players in payment processing, benefit?

The Instant Payment Regulation

Instant payments are set to become more prevalent across Europe, with the first implementation of the new Instant Payment Regulation now in effect.

White label payment APIs: What are your options?

Discover the best white-label payment API for PSPs. Compare options, explore use cases, and see how Yapily powers branded open banking payments.

Enhance your payment portfolio with instant, low-cost open banking payments

Talk to an open banking expert