Open banking helped signify a more democratic financial industry with competitive pricing, welcoming new fintechs, and offering customers more control of their data. But find out where it’s headed as we introduce VRPs and move from PSD2 to PSD3.

Dive into the outlook of open banking adoption in Portugal, where it’s a spot favoured by startups but regulatory challenges remain a hurdle. Discover how the absence of local TPPs versus European entrants shapes the market.

Discover the more sustainable alternative to traditional card payments. Open banking helps to bring a step further to a paperless financial world with less energy output and waste.

Dive into Belgium’s open banking transformation, driven by PSD2 and innovations such as Payconiq by Bancontact. Learn how Yapily’s API enhances digital banking connectivity and prepares businesses for the upcoming opportunities with PSD3.

Discover how digital trust, the popularity of iDEAL, and innovative payment solutions are shaping a promising future for open banking in the Netherlands. Learn about Yapily’s role in connecting businesses with extensive API coverage.

Delve into Austria’s thriving open banking scene, underscored by innovative fintech growth and UniCredit Bank Austria’s pioneering PSD2 adoption. Yapily’s API connects you to Austria’s financial ecosystem, for more connected open banking.

Stay ahead in the open banking landscape with our March policy update. Explore essential insights on EU’s landmark Instant Payments Regulation, the latest on the UK’s Commercial Variable Recurring Payments (cVRP) Phase 1, and the Treasury’s National Payments Vision.

Dive into Spain’s open banking journey: adoption trends, challenges, and future prospects. Learn how Yapily’s platform is shaping a more efficient, integrated financial future in Spain with extensive coverage.

Yapily, one of Europe’s leading open banking infrastructure players, has been named as a supplier on Crown Commercial Service’s Open Banking Dynamic Purchasing System (DPS).

Explore the Nordics’ open banking success, led by digital innovations and collaborations. See how Sweden heads towards cashlessness, Denmark, Finland, Norway, and Iceland excel in digital finance, and how Yapily’s API enables seamless banking connections.