Yapily blog

Learn more about open banking, explore use cases, and stay up-to-date on industry and company news…all in one place

Industry
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Industry

Yapily

1st April 2025

9 min read

IBAN discrimination: Everything PSPs need to know

Banks, businesses, consumers, and regulators in the EU want the benefit of frictionless cross-border payments. In practice, this can still be a challenge, even for payments made between euro accounts using SEPA to make a transfer.

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Industry

Yapily

28th March 2025

11 min read

Income verification API for lenders: how to get started

Discover how lenders can use income verification tools to streamline applications, reduce drop-offs, and improve risk management with real-time open banking data.

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Industry

Yapily

26th September 2024

4 min read

New APP Fraud Rules: What They Mean for Open Banking

As we approach October 7 2024, the UK is set to implement new Authorised Push Payment (APP) fraud rules. These regulations aim to combat a growing form of financial crime and introduce significant changes to how liability is shared between banks and customers. Let’s break down what this means for our industry and our customers.

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Industry

Yapily

16th September 2024

3 min read

Introducing Data Plus Advanced Business Transaction Categorisation: Elevate Your SME Lending Decisions

Better, faster data leads to better, faster lending. A simple yet unquestionably true equation when it comes to offering loans to SMEs.

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Industry

Yapily

6th September 2023

10 min read

Open Banking and User Experience

Have you ever deleted an app because it was too difficult to use?

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Industry

Deepa Bhat

6th July 2023

5 min read

Open Banking Customer Experience – Was ist neu?

Most of us know the term customer experience.

But how many can accurately define it? And how is it different to customer satisfaction and user experience?

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Industry

Nicole Green, VP Product Strategy and Operations

28th June 2023

8 min read

Consumer confidence and experience are set to power the future of open banking says PSD3 directive

Exciting times are upon us for open banking in the EU. With the announcement of the revised Payments Services Directive (PSD3) and Financial Data Access (FIDA) legislative packages we now have concrete proposals for how open banking will move forward and evolve towards open finance. So, what’s in these proposals - and how will it impact the industry?

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Industry

Yapily

5th April 2023

7 min read

Open banking and customer retention: 5 actionable tactics

Open banking is a powerful tool for fulfilling the unmet needs of customers… and retaining them long-term. Here’s how.

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Industry

Yapily

16th March 2023

8 min read

6 products you didn't know were powered by open banking

Despite being around for over five years, open banking is still a relatively unfamiliar concept. In fact, the majority of consumers haven’t even heard of it. But many of us already use products and services powered by open banking… we just don’t realise it.

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Industry

Yapily

2nd February 2023

6 min read

9 enterprise open banking use cases

Open banking is gaining momentum, yet many enterprises still don’t know how they can benefit from it. Here, we’ve compiled 9 use cases that every large company should know about.