Across Europe, SMEs represent around 99.9% of the 5.6million businesses, three-fifths of private-sector employment, and around half of the turnover in the industry, yet they are still underserved when it comes to a convenient and cost-effective payment system.

From human error to the hidden cost of failed transactions, direct debits, standing orders, and card-on-file payments are a headache for consumers and businesses alike. To make their lives easier, we have teamed up with NatWest Group to deliver a more convenient payment option: Variable Recurring Payments.

Account-to-account payments in the physical world. Charity donations without fees. Cashback (yes, real cash) on purchases. All of this is made possible with QR codes and open banking. Read on to learn more about this unlikely friendship.

Yapily powers product innovation for Emma, an app on a mission to empower millions of people to live a better and more fulfilled financial life.

Learn how Esenda is using open banking to bring innovation and automation to a sector embedded in heritage and tradition: education.

Ecommerce has been booming for over a decade, but the pandemic accelerated growth as consumers went online in lockdown. In 2021, total European ecommerce grew 13%, from €633bn in 2020 to €718bn. While an expected growth rate of 11% and a turnover of €797bn was forecast by the end of 2022, the current economic downturn means ecommerce businesses need to adapt in order to maintain growth.

We’re excited to team up with Juni, the financial platform built for ecommerce, to help ecommerce businesses gain a real-time overview of their finances, maximise cash flow, and receive better credit decisions.

Find out how Yapily helped Arthur, an award-winning property management software platform, digitise the tenancy journey and reduce the manual headache of rent payment reconciliation using open banking.

As lenders and borrowers navigate the current mortgage crisis, it’s well worth exploring how open banking can provide much-needed support.

Our most recent report demonstrated that adoption continues to soar across Europe. But how does it compare worldwide, and what matters for businesses going global?